by Team Housefind 
An Encumbrance Certificate (EC) is a document that provides information about the ownership, mortgage, and legal status of a property in Kerala. It lists any outstanding liabilities or encumbrances, such as unpaid taxes or mortgages, on the property.
ECs are issued by the Sub-Registrar’s office where the property is registered. To obtain an EC, you must provide the property’s registration number and the period of time for which the EC is required.
In Kerala, ECs are typically required when purchasing a property, applying for a loan or mortgage, or transferring ownership of a property. They provide important information that helps protect the rights of the property owner and any potential buyers or lenders.
